Mind over Markets

Affiliate Program Agreement

Last updated: 2026-08-09

Plain-English summary

  • Share your unique code. When someone signs up with it and pays for a subscription after their free trial ends, you earn $10–$15 depending on their tier.
  • For every subsequent paid month that referral renews, you earn $3–$5 depending on their tier.
  • All commissions are held for 30 days. If the customer refunds or charges back during that window, the commission is reversed and you are not paid for it.
  • Payouts are made via Stripe Connect once your available balance reaches $50.
  • You are responsible for your own taxes. Stripe collects your W-9 / W-8 and issues a 1099-NEC where required by US law (generally $600+/year).
  • No spam, no fake accounts, no self-referrals, no misleading claims. Violations forfeit unpaid commissions and end the program for you.

1. Parties

This Agreement is between Mindovermarketsai ("we", "us"), based in Massachusetts, USA, and you (the "Affiliate"). By enrolling in the Affiliate Program you agree to these terms, our Terms & Conditions, and our Privacy Notice.

2. Eligibility

  • You must be at least 18 years of age and legally able to enter into this Agreement.
  • You must maintain an active Mind over Markets account in good standing.
  • Enrollment is at our sole discretion; we may decline or revoke enrollment for any lawful reason.

3. Referral tracking & your code

On enrollment you are issued a unique referral code. A referral is attributed to you when a new user applies your code at signup or checkout. You may change your code once initially and thereafter once every 30 days. We are the sole arbiter of attribution disputes.

4. Commissions

  • Conversion bonus. Earned when a referred customer's first paid monthly invoice is captured after the free trial ends: $10 USD for Disciplined and $15 USD for Maximized.
  • Recurring bonus. Earned for each renewal from that referred customer: $3 USD per paid Disciplined month, $5 USD per paid Maximized month, $35 USD per Disciplined annual payment, and $60 USD per Maximized annual payment.
  • Commissions are calculated in USD and denominated per successful invoice reported by Stripe.
  • No commissions are earned during free trials, on discounts, taxes, refunded amounts, chargebacks, or fraudulent payments.
  • Referrals of yourself, accounts you control, or accounts using payment methods traceable to you are ineligible.

5. 30-day holding period & reversals

Every commission is placed in a Pending state for 30 days from the date the underlying invoice is captured. During this window:

  • If the customer refunds, disputes, charges back, or otherwise reverses the payment (in whole or in part), the associated commission is cancelled in full and will not be paid.
  • If the customer's subscription is cancelled and refunded for any reason, all outstanding pending commissions tied to that customer's affected invoices are cancelled.

After 30 days with no reversal, the commission moves to Available and is eligible for payout. We may extend the hold for suspected fraud, unusual refund patterns, or investigation of policy violations.

6. Payouts

  • Payouts are made via Stripe Connect. You must complete Stripe's onboarding and identity verification, and keep your account details current.
  • Minimum payout threshold: $50 USD in Available balance. Below this, balance rolls forward.
  • We initiate payouts on a monthly cadence. Stripe transfer timing depends on your country and Stripe account status.
  • Bank, currency-conversion, and Stripe fees applicable to payout are borne by the Affiliate.
  • Unclaimed balances belonging to accounts inactive for more than 12 months may be forfeited, subject to applicable escheatment law.

7. Taxes & reporting

You are an independent contractor and are solely responsible for reporting and paying all income, self-employment, VAT/GST, and other taxes on commissions you receive. As required by US law, Stripe will collect your W-9 (US persons) or W-8BEN / W-8BEN-E (non-US persons) during onboarding and will issue a 1099-NEC to US persons who earn $600 or more in a calendar year. You must provide accurate tax information; providing false information voids all pending and future commissions.

8. Promotional conduct — what you must do

  • Clearly and conspicuously disclose your affiliate relationship wherever you promote the Service (as required by the US FTC Endorsement Guides and equivalent laws in your jurisdiction).
  • Only make claims that are truthful, accurate, and substantiated. Do not overstate outcomes, income, or performance.
  • Comply with all applicable laws, including consumer-protection, advertising, anti-spam (CAN-SPAM, CASL, GDPR/ePrivacy), and securities laws.

9. Prohibited conduct

  • Spam (unsolicited email, SMS, DMs, forum spam, comment spam).
  • Purchasing paid ads on our brand terms ("Mind over Markets", "Nous", domain typos) or using our trademarks in your domain, subdomain, or ad copy in a misleading way.
  • Impersonating us, our team, or affiliated coaches, or implying an employment, endorsement, or partnership relationship beyond "affiliate".
  • Guaranteeing profits, returns, or specific trading outcomes; making financial-advice, medical, or legal claims.
  • Cookie stuffing, iframe stuffing, forced clicks, incentivized signups without disclosure, or any traffic-fraud technique.
  • Self-referral, referrals through accounts you control, or coordinated referral rings.
  • Targeting minors or any person under 18.
  • Promoting the Service through content that is unlawful, hateful, harassing, sexually explicit, or infringing.

10. Intellectual property & brand use

We grant you a limited, revocable, non-exclusive, non-transferable license to use our name, logos, and approved marketing assets solely to promote the Service under this Agreement. All goodwill from your use accrues to us. You may not modify our marks, register domains or social handles containing our marks, or create derivative works of our copyrighted material without prior written consent.

11. Data & privacy

Referral analytics shown to you are masked: you will see a masked user handle and signup date only. We do not share the email, real name, billing details, or usage data of referred users with you. Any information you do learn about a referred user (for example, if they contact you) is Confidential Information and must be handled in line with our Privacy Notice and applicable data-protection law (including GDPR/UK GDPR and US state privacy laws).

12. Confidentiality

Non-public information about the program, our roadmap, pricing negotiations, and referred users is confidential and may not be disclosed except to your tax and legal advisers under confidentiality.

13. Independent contractor

Nothing in this Agreement creates an employment, agency, joint venture, partnership, or franchise relationship. You have no authority to bind us or make representations on our behalf.

14. Program changes

We may modify commission amounts, structures, hold periods, payout thresholds, prohibited-conduct rules, and other program terms at any time on prospective notice through the Service or by email. Changes apply to commissions earned on or after the effective date. Continued participation constitutes acceptance.

15. Suspension, termination & clawback

  • Either party may terminate this Agreement at any time, for any reason, with or without notice.
  • On termination, pending commissions tied to invoices captured before termination will complete their 30-day hold and be paid if not otherwise reversed — except where termination is for breach of §8, §9, fraud, or unlawful conduct, in which case all pending commissions are forfeited.
  • We may claw back any commission paid in error, on fraudulent activity, or on invoices later refunded or charged back, by offset against future commissions or by invoicing you.

16. Disclaimers & limitation of liability

The Affiliate Program is provided "as is". To the fullest extent permitted by law, we disclaim all warranties, express or implied. We are not liable for lost commissions, lost profits, or indirect, consequential, incidental, special, or punitive damages. Our aggregate liability under this Agreement is capped at the total commissions actually paid to you in the 12 monthspreceding the claim.

17. Indemnification

You will defend, indemnify and hold us harmless from any third-party claim arising from your promotional activities, your breach of this Agreement, your violation of law, or content you publish that references us.

18. Governing law & disputes

This Agreement is governed by the laws of the Commonwealth of Massachusetts, USA, without regard to its conflict-of-laws rules. The exclusive venue for any dispute is the state or federal courts located in Massachusetts, and you consent to personal jurisdiction there. Where required by local law, you retain any non-waivable consumer rights in your home jurisdiction.

19. Contact

Program, payout, and tax-form questions: mindovermarketsai@gmail.com.